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Fidelity Bank & Trust Mortgage Programs

Learn about three mortgage programs we offer at Fidelity Bank & Trust!

Summer is almost here!  It’s amazing what some sunshine and warm weather can do for our motivation, attitude, and…desire to spend money!  Vacations, summer fun activities, college expenses and even that itch to move or build a new home are all presented more heavily this time of year.  Luckily “Your Hometown Bank” is prepared to make your dreams happen!  Below are three mortgage programs we offer:

  • 3% Down Payment Home Loans
    • Good credit and employment history but lacking down payment funds? Not a problem with this program!  With as little as 3%* down home buyers can purchase their own home!  *Income restrictions do apply.
  • $5,000 Grant Money
    • Purchasing a home and interested in receiving grant money? With the Federal Home Loan Bank Home$tart program borrowers can apply for a grant of $5,000 to use towards closing costs, down payment or rehab.  Income restrictions apply. Home$tart Program available for a limited time until funds are depleted.
  • Mortgage Credit Certificate
    • The Mortgage Credit Certificate is an annual credit taken against federal income tax liability.  The credit is set at 50% of the annual mortgage interest paid up to $2,000 maximum per year for the life of the mortgage, up to 30 years.  Income restrictions do apply. Limited time offer. 


If you are ready to take advantage of these great mortgage programs, the Mortgage Lenders at Fidelity Bank & Trust are ready to talk to you about all these options!


Member FDIC. Equal Housing Lender.