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Attention: All Fidelity Bank & Trust locations will be closing at noon December 24th, and will be closed December 25th.
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young couple talking excitedly to their Fidelity Bank & Trust Representative about their multiple Checking Account Options. The words Checking Account are on the image.

Find a checking account to fit your lifestyle.

Everyone has different banking needs. At Fidelity Bank & Trust, we understand that and want to pair you with the checking account that makes sense. Whether you’re looking for an interest-bearing account, travel perks and grocery discounts, or unlimited debit transactions, Fidelity has an account for you.

With every checking account at Fidelity Bank & Trust you’ll receive for free:

  • Online and mobile banking
  • E-statements
  • Billpay
  • Statement organizer
  • Direct deposit
  • Notary service
  • ShazamChek® Debit, myPic Debit or ATM card for the first year. Annual fee of $12.00* after first year.1
Customers must enroll for Online Banking to access Mobile Banking, E-statements, and Billpay. If customer prefers mailed statements, a $1* mailing fee per statement cycle will be incurred.
* Subject to Iowa state sales tax and local option tax.
1 Subject to approval. ShazamChek® Debit, myPic Debit or ATM card not offered with Money Market account. 
When the account has a zero balance for thirty consecutive days, the account will automatically close. A deposit will reopen the account.
Hometown Bank Club Hometown Plus Super Now Money Market Five Star
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Minimum Average Daily Balance $0.00 $0.00 $100.00 $250.00 $1,000.00 $0.00
Minimum Balance to Open $50.00 $50.00 $50.00 $50.00 $1,000.00 Must meet requirements to open1
Fee assessed if below minimum Average Daily Balance per statement cycle N/A N/A $3.00* $5.00* $10.00* N/A
Monthly service fee N/A $8.00* N/A N/A N/A N/A
Per Item Fee in Excess of 6 withdrawals per statement cycle $5.00*
Interest Yes Yes Yes
Unlimited Check Writing/debits Yes Yes Yes Yes Yes
Check images with statement Yes Yes Yes Yes Yes
No additional cost for personalized checks5 Yes Yes
No annual fee Debit card 2 Yes Yes
Eligible for MyPic Debit Card2 Yes Yes Yes Yes Yes Yes
Free Online & Mobile Banking with Billpay3 Yes Yes Yes Yes Yes Yes
$10,000 AD&D insurance4 Yes
$10 off safe deposit box Yes Yes
Money Orders - no fee Yes Yes
Personal Identity Theft Benefit Yes
Fraud Resolution Service Yes
Payment Fraud Resolution Yes
Road Side Assistance Yes
Cell Phone Protection Yes
$10 Quarterly Grocery Rebate Program Yes
Adventureland Discounts Yes
Noah's Ark Discounts - Wisconsin Dells Yes

1 Five Star Club members must be 50 years old or better and have a combined balance of $5000 or more in checking, savings, certificate of deposits, and loans. 
2 Based on credit score
3 Some restrictions may apply. 
4 Accidental Death and Dismemberment Insurance Coverage. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the financial institution. 
5 Number of boxes ordered may be limited. 

*Subject to Iowa state sale tax and local option tax
Refer to the Truth In Savings Disclosures for complete information regarding each account.