Frequently Asked Questions about Wealth Management

Fidelity Bank & Trust Wealth Management is a division of the bank which specializes in helping you achieve financial success and security.  

Wealth Management is typically described as a comprehensive service which takes a look at your financial needs including services such as: investment management, financial planning, tax planning and estate planning.  As Your Hometown Bank, we’re proud to provide you with a range of financial services to meet your needs.  This division of Fidelity Bank & Trust boasts a staff of knowledgeable experts ready to serve you wherever you are in your financial journey.

Anyone looking to build or protect their wealth can benefit from our services.  In particular, our services may be right for you if:

• you recently sold a business
• you are relocating
• you are seeking guidance on an inheritance
• you are going through a marriage dissolution
• you don’t enjoy managing your own finances
• you are dissatisfied with your current financial management
• you are ready to retire
• your taxes seem too high
• you are going through a lawsuit settlement
• you have recently lost your spouse
• you have concerns for an elderly parent or a child needing long-term financial assistance
• you have special interests in charitable giving and philanthropy

Each person’s financial goals and objectives are unique.  Just the same, each product and/or service is unique and may require different rules and regulations.  Each of our service lines are uniquely crafted to serve you according to the products and services they can provide.  We understand this can be confusing, but rest assured, our team of experts can point you in the right direction if you are unsure of where to start. 

Our Trust & Investment Services department of our Wealth Management division offers services for individuals, businesses and non-profit organizations, including but not limited to:

• IRA/401(k) Rollovers
• Revocable & Irrevocable Trusts
• Investment Agency Accounts
• Non-Profit Investment Strategies
• 401(k) Retirement Plan Services
• Trust & Estate Administration
• Retirement Planning

Not FDIC insured | Not Bank guaranteed | May lose value | Not a bank deposit | Not insured by any federal government agency.

Our Investment & Brokerage Services department of our Wealth Management division offers services for individuals, businesses and non-profit organizations, including but not limited to:

• Comprehensive Financial Planning for investment, education, insurance, retirement and more.
• Investment Management utilizing brokerage accounts, IRAs, 529s, mutual funds, EFTs, annuities and more.
• Insurance planning utilizing risk management vehicles such as life insurance, long term care insurance and more.

Not FDIC insured | Not Bank guaranteed | May lose value | Not a bank deposit | Not insured by any federal government agency.

Securities and insurance products are offered through Cetera Investment Services LLC, Member FINRA & SIPC.  Advisory services are only offered by Investment Advisor Representatives through Cetera Investment Advisors LLC. Neither firm is affiliated with the financial institution where investment services are offered.

They say “knowledge has no bounds” …and neither does our team!  We’re here to provide personalized guidance and support with a commitment to building relationships and trust.  With over 150 years of combined experience, we encourage you to work with the professional that is right for you!