Interest rates for our CDs and checking & savings accounts can be found right here. Whether you’re ready to lock in a rate with a CD or open a savings account, this is a great first step. Contact us to get more information!
| CD Rates | $500 to $99,999.99 | $100,000 to $250,000 | $250,000.01 to $499,999.99 | $500,000 to $999,999.99 | $1,000,000 and over | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | |
| 91 Day | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 182 Day | 0.20% | 0.20% | 0.25% | 0.25% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% |
| 9 Month | 4.93% | 5.00% | 4.93% | 5.00% | 4.93% | 5.00% | 4.93% | 5.00% | 4.93% | 5.00% |
| 12 Month | 0.30% | 0.30% | 0.35% | 0.35% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% |
| 13 Month | 4.70% | 4.76% | 4.70% | 4.76% | 4.70% | 4.76% | 4.70% | 4.76% | 4.70% | 4.76% |
| 18 Month | 0.35% | 0.35% | 0.40% | 0.40% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% |
| 24 Month | 0.40% | 0.40% | 0.45% | 0.45% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| 30 Month* | 0.45% | 0.45% | 0.50% | 0.50% | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% |
| 36 Month* | 0.55% | 0.55% | 0.60% | 0.60% | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% |
| 48 Month* | 0.65% | 0.65% | 0.70% | 0.70% | 0.75% | 0.75% | 0.75% | 0.75% | 0.75% | 0.75% |
| 60 Month* | 0.75% | 0.75% | 0.80% | 0.80% | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| College Fund CD | 3.50% | 3.53% | ($25 minimum to open) | |||||||
| Other Deposit Rates | $0 - $49,999.99 | $50,000.00 and Over | Minimum to Open | ||
|---|---|---|---|---|---|
| Interest Rate | APY | Interest Rate | APY | ||
| IRA Savings | 0.30% | 0.30% | 0.50% | 0.50% | $50.00 |
| IRA Preferred Rate Savings | 0.30% | 0.30% | 0.60% | 0.60% | $50,000.00 |
| Christmas Club | 2.75% | 2.75% | $25.00 | ||
| Checking & Savings Rates | $0 to $99,999.99 | $100,000.00 to $249,999.99 | $250,000.00 to $499,999.99 | $500,000.00 to $999,999.99 | $1,000,000.00 and over | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | |
| Savings | 0.05% | 0.05% | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.25% | 0.25% |
| Health Savings Account | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% |
| Hometown Interest | 0.05% | 0.05% | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| Money Market* | 0.10% | 0.10% | 0.15% | 0.15% | 0.25% | 0.25% | 0.50% | 0.50% | 0.60% | 0.60% |
| Business Interest | 0.10% | 0.10% | 0.15% | 0.15% | 0.25% | 0.25% | 0.50% | 0.50% | 0.60% | 0.60% |
| Hometown HYPE | Interest Rate | APY | Minimum to Open |
|---|---|---|---|
| $0 - $50,000.00* | 2.01% | 2.03% | $50.00 |
| $50,000.01 and up | 0.05% | 0.05% | $50.00 |
* To qualify for the highest rate for Hometown HYPE, the following is required:
Hometown Hype Checking qualifying transactions must post and settle during the statement cycle to earn higher interest. Balances above $50,000.01 will earn interest rate of 0.05% APY. If the above requirements are not met, the interest earned will be the lower interest rate of 0.05% APY.
| HYPE Xtreme | Interest Rate | APY | Minimum to Open |
|---|---|---|---|
| $0 - $1,000,000.00* | 4.50% | 4.59% | $50,000.00 |
| $1,000,000.01 and up | 0.05% | 0.05% | $50,000.00 |
* To qualify for the highest rate for HYPE Xtreme, the following is required:
Hype Xtreme Checking qualifying transactions must post and settle during the statement cycle to earn higher interest. Balances above $1,000,000.01 will earn interest rate of 0.05% APY. If the above requirements are not met, the interest earned will be the lower interest rate of 0.05% APY.
| Snap $tack Savings | Interest Rate | APY | Minimum to Open |
|---|---|---|---|
| $0 - $5,000.00* | 5.00% | 5.12% | $1,000.00 |
| $5,000.01 and up | 0.05% | 0.05% | $1,000.00 |
* To qualify for the highest rate for Snap Savings, the following is required during the qualification period to earn Cash Back rewards:
Minimum balance to open Snap Savings is $50.00. SNAP STACK CHECKING eligibility requirements per qualification period to receive APY of 5.12% on the first $5,000 in SNAP STACK SAVINGS. If requirements are met each qualification period, balances up to $5,000.00 receive APY of 5.12%; the portion of balances over $5,000.00 earn an interest rate of 0.05%, resulting in 5.12% - 0.05% APY, depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle during the qualification period. The qualification period begins on the 27th of the month and runs thru the close of business on the 26th of the following month. Transactions may take one or more banking days from the date the transaction was made to post and settle. If the qualification beginning date falls on a weekend or a Federal Holiday, the period will begin on the next business day start of business. If the period ending date falls on a weekend or Federal holiday, the qualification period will end the prior business day close of business.