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Attention: In observance of Presidents Day, all Fidelity Bank & Trust locations will be closed on Monday, February 18th, 2019.
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Deposit Rates

Are you ready to invest in a higher rate of interest?

Our CDs and checking and savings accounts interest rates can be found right here. Whether you’re ready to lock in a rate with a CD or open a savings account, this is a great first step. Contact us to get more information!

Current Rates as of February 17, 2019

CD Rates $500 to $99,999 $100,000 and Over
Interest Rate APY Interest Rate APY
91 Day .10 .10 .15 .15
182 Day .35 .35 .40 .40
12 Month 2.50 2.52 2.60 2.62
18 Month .75 .75 .85 .85
24 Month .85 .85 .90 .90
30 Month* .95 .95 1.05 1.05
36 Month* 1.05 1.05 1.15 1.15
38 Month* 3.00 3.02 3.10 3.12
48 Month* 1.50 1.51 1.60 1.61
60 Month* 1.65 1.66 1.75 1.76
College Fund CD 1.05 1.05 ($25 minimum to open)
CD Specials above are in bold and italics. Other restrictions apply. See bank for details. 
Annual percentage yield effective February 1, 2019 and subject to change without notice. 
Penalty for early withdrawal for CDs. Fees may reduce earnings. Consumer rates only. Please ask for a quote regarding corporate or public funds.   
* Penalty is loss of 365 days interest. 
Money Market Rates Interest Rate APY Minimum to Open
$0 - $49,999 .05 .05 ($1,000 minimum to open)
$50,000 - $99,999 .15 .15 ($1,000 minimum to open)
$100,000 - $249,999 .25 .25 ($1,000 minimum to open)
$250,000 and up .40 .40 ($1,000 minimum to open)
Checking and Savings Rates $0 - $24,999 $25,000 and Over Minimum to Open
Interest Rate APY Interest Rate APY
Super NOW & 5 Star .05 .05 .10 .10 ($50 minimum to open)
Savings .05 .05 .10 .10 ($25 minimum to open)
IRA Savings 1.00 1.00 1.30 1.30 ($50 minimum to open)
IRA Preferred Rate Savings 1.00 1.00 1.50 1.51 ($25,000 minimum)
Health Savings .25 .25 .25 .25 ($50 minimum to open)
Christmas Club 1.90 1.90     ($25 minimum to open)
Business Interest Checking Rates Interest Rate APY Minimum to Open
$0 - $99,999 .40 .40 ($50 minimum to open)
$100,000 - $249,999 .60 .60 ($50 minimum to open)
$250,000 - $499,999 .75 .75 ($50 minimum to open)
$500,000 - $999,999 1.25 1.26 ($50 minimum to open)
$1,000,00 and up 1.50 1.51 ($50 minimum to open)
Non-consumers only. Business Interest checking tiered rates stated above are guaranteed minimums through June 30, 2019.
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