Account Logins
Whether you’re still shopping or are ready to apply now, you will work with our local lenders throughout the entire process of your home loan. We offer competitive rates, terms and closing costs with flexible down payment options to fit your lifestyle. Plus, enjoy the ability to close quickly at any one of our locations. Learn how our personalized approach to your financing makes all the difference!
Check out our rates below or visit our Mortgage Center for more information.
| Featured Loan Product | Why is this product featured? | Interest Rate | APR | Monthly Payment Example |
|---|---|---|---|---|
| 7/5 Adjustable Rate Mortgage (ARM)1 | Minimum 15% down payment with no PMI (Private Mortgage Insurance) & may be amortized up to 30 years. | 5.640% |
5.744% |
$1,444.54 |
|
15 Year Fixed Mortgage2 |
Minimum 15% down payment with no PMI (Private Mortgage Insurance) & may be amortized up to 15 years. |
5.600% |
5.790% |
$822.76 |
Rates are effective as of 4/21/2026 and are based off of a 60-day rate lock period. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time without notice.
1 ARM interest rates are calculated by adding a margin of 1.75% to an index, the weekly average 5-year Treasury rate. The minimum rate is 5.00%. Rates cannot increase or decrease more than 2% each adjustment period and 6% in total. The initial rate is subject to adjustment after the ARM initial fixed term of 7 years and will continue to adjust every 5 years after until the loan is paid in full. APR and payment may increase or decrease after closing. Loan scenario assumes a first lien, owner occupied, single family residence with a loan amount of $250,000, 15% down payment, and 650+ credit score. The payment example is based upon 360 monthly payments of $1,444.54 and does not include property taxes and insurance premiums. Actual payment obligation may be greater.
2 Loan scenario assumes a first lien, owner occupied, single family residence with a loan amount of $100,000, 15% down payment, and 650+ credit score. The payment example is based upon 180 monthly payments of $822.76 and does not include property taxes and insurance premiums. Actual payment obligation may be greater.
| Loan Product | Interest Rate | APR | Monthly Payment Example |
|---|---|---|---|
| 15 Year Fixed Mortgage3 | 5.500% | 5.705% | $2,049.85 |
| 20 Year Fixed Mortgage4 | 5.750% | 5.915% | $1,759.67 |
| 30 Year Fixed Mortgage5 | 6.000% | 6.125% | $1,503.08 |
Rates are effective as of 4/21/2026 and are based off of a 45-day rate lock period. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time without notice.
3 Loan scenario assumes a purchase transaction, owner occupied, single family residence with a loan amount of $250,000, 25% down payment, and 780+ credit score. The payment example is based upon 180 monthly payments of $2,049.85 and does not include property taxes and insurance premiums. Actual payment obligation may be greater.
4 Loan scenario assumes a purchase transaction, owner occupied, single family residence with a loan amount of $250,000, 25% down payment, and 780+ credit score. The payment example is based upon 240 monthly payments of $1,759.67 and does not include property taxes and insurance premiums. Actual payment obligation may be greater.
5 Loan scenario assumes a purchase transaction, owner occupied, single family residence with a loan amount of $250,000, 25% down payment, and 780+ credit score. The payment example is based upon 360 monthly payments of $1,523.63 and does not include property taxes and insurance premiums. Actual payment obligation may be greater.
| Loan Product | Interest Rate | APR | Monthly Interest Only Payment Example |
|---|---|---|---|
| Construction Loan6 | 5.500% | 5.798% | $1,145.83 |
Rates are effective as of 4/21/2026 and are based off of a 60-day rate lock period. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time without notice.
6 Loan scenario assumes an owner occupied, single family residence construction with a loan amount of $500,000, 20% down payment, 12-month term, and 650+ credit score. APR and monthly interest only payment is based on one-half of the loan amount being borrowed at the loan interest rate for the entire term of the loan. The payment example is based upon 12 monthly interest only payments of $1,145.83 and does not include principal, property taxes, and insurance premiums. Actual payment obligation may be greater.
| Loan Product | APR |
|---|---|
| HELOC Introductory Rate | 3.50%7 |
7The introductory rate is available for qualifying borrowers with a 700-credit score or higher, up to 85% combined loan to value (total mortgage balances divided by the total value of the house), who open up a new Home Equity Line of Credit. The 3.50% introductory APR (Annual Percentage Rate) expires 6 months after the date the account is opened, at which time the APR will increase to the non-discount variable rate of 6.250% APR, based on the Prime Rate as published in the Wall Street Journal on the first business day of each month, minus a margin of .50%. Minimum APR of 3.50% and maximum APR of 21%. Introductory and non-introductory rate accurate as of April 21, 2026. Property insurance is required. Flood insurance is required if applicable. Not valid for existing HELOC or a refinance of HELOC currently at Fidelity Bank & Trust. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.