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Do Your Bank Deposits Make a Difference?

Learn how your deposits build stronger hometowns.

Publish Date: March 2026

Mindy BurdsAt Fidelity Bank & Trust, our mission is simple: Making hometown lives better. One of the most powerful ways that mission comes to life is through the deposits our customers make every day.

When you deposit money into your account, those dollars don’t just sit there. They help support the growth and success of the hometowns we serve. With more than 30 locations, Fidelity Bank & Trust is proud to reinvest local deposits back into our communities.

“Your deposits help create a cycle of local growth,” said Mindy Burds, Chief Operating Officer at Fidelity Bank & Trust. “While your money remains safe, secure and accessible, a portion can be used to support responsible lending that benefits families, farmers and businesses throughout the hometowns we serve.”

Every dollar deposited at Fidelity Bank & Trust has the potential to make a meaningful impact. Learn more as Mindy explains how your deposits build stronger hometowns:

  • SUPPORTING LOCAL BUSINESSES
    Deposits help provide financing for entrepreneurs and small businesses to start, grow and create jobs.
     
  • STRENGTHENING AGRICULTURE
    Farmers rely on local banks for operating loans, equipment purchases and land financing that keep agriculture thriving.
     
  • HELPING FAMILIES ACHIEVE MILESTONES
    Home loans, auto loans and personal financing help families reach important life goals.
     
  • EXPANDING ACCESS TO CREDIT
    As deposits circulate through the local economy, they help create additional lending opportunities that benefit the entire community.

For example, when money is deposited, a portion is held in reserves while the rest may be loaned to a local farmer purchasing equipment or a family buying a home. When those funds are spent and redeposited in the community, they can help support additional lending opportunities — creating a ripple effect of local growth.

Simply put, the dollars in your bank account help build stronger hometowns. Every deposit supports opportunity, fuels local growth and helps us continue our mission of making hometown lives better! Check out our competitive deposit rates, or contact us to learn more.