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Attention: All Fidelity Bank & Trust locations will be closing at noon December 24th, and will be closed December 25th.
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CD

Earn more interest with a Certificate of Deposit (CD).

At Fidelity Bank & Trust, you can invest in a CD for 91 days, 5 years, or any time in between. Open a CD with $500 or more and enjoy a guaranteed rate. The interest you earn on a CD can be mailed to you semi-annually, compounded semi-annually, or credit to your checking or savings account monthly.


Penalty for early withdrawal for CDs. Fees may reduce earnings.  Consumer rates only.  Please ask for a quote regarding corporate or public funds.   
* Penalty is loss of 365 days interest.

 

College Fund CD

Looking for a way to save for college?

Our College Fund CD makes it easy! Start saving with $25 and build for the future with unlimited deposits. To open a College Fund CD, one person over age 18 is required as joint owner or agent status.

The funds are accessible at the age of 16 and the account matures when the child reaches the age of 25. Three withdrawals are allowed per year after age 16 and any additional withdrawals will be subject to a 6 months interest penalty. If the funds are withdrawn before age 16, a 6 months interest penalty will apply. If there are funds in the account after age 25, the funds will remain in the account without accruing additional earnings. Interest is compounded and credited semi-annually. 
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