Account Logins
Looking for convenient extra cash? Use a Fidelity HELOC loan however and whenever you want. A Home Equity Line of Credit (HELOC) allows you to get a loan using the equity in your home as collateral. Whether it’s to pay college tuition, consolidate bills, or do some serious home renovation, a Fidelity Bank & Trust HELOC might be right for you! The approval process is extremely fast and from that moment on, you can use the funds however and whenever you want. The funds go straight into your checking account.
Would you benefit from opening a HELOC? Go online or to Fidelity Bank & Trust's Iowa, Illinois, Minnesota & Wisconsin locations and find out about the convenience and ease of a home equity loan.
If you would like to learn more, you can read our blog 3 Myths About HELOCs or complete the form below.
| Loan Product | APR |
|---|---|
| HELOC Introductory Rate | 3.50%* |
*The introductory rate is available for qualifying borrowers with a 700-credit score or higher, up to 85% combined loan to value (total mortgage balances divided by the total value of the house), who open up a new Home Equity Line of Credit. The 3.50% introductory APR (Annual Percentage Rate) expires 6 months after the date the account is opened, at which time the APR will increase to the non-discount variable rate of 6.250% APR, based on the Prime Rate as published in the Wall Street Journal on the first business day of each month, minus a margin of .50%. Minimum APR of 3.50% and maximum APR of 21%. Introductory and non-introductory rate accurate as of April 1, 2026. Property insurance is required. Flood insurance is required if applicable. Not valid for existing HELOC or a refinance of HELOC currently at Fidelity Bank & Trust. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time.