Publish Date: July 21, 2022
When people think of their bank, they often think about it as a place to keep their money safe and conveniently allow them to spend. If you’re thinking of Fidelity Bank & Trust as nothing more than a place to keep your money, then you’re not using all the tools and resources Your Hometown Bank can offer.
“One of your most crucial resources as a customer of Fidelity Bank & Trust is Your Hometown Bankers,” said Brittney Diercks, Vice President. “We’re here to partner with you financially and identify the best products and services for your needs. And if you don’t know what’s best, we’re here to help you with that too!” added Diercks.
As we’re experiencing times of high inflation, learn more about how you can take advantage of our modern, yet personal, banking solutions to help you save money (and time):
- TALK TO US!
With Your Hometown Bankers, you can partner with someone who knows your community and is willing to get to know you (if they don’t already). Maybe you are considering a new financial venture or you simply want to pay off high-interest debts, let’s talk! There is no cookie-cutter method here. Find a lender to start discussing your financial needs or help you create a plan.
- HYPE REWARDS CHECKING
Are you wondering why we’re talking about a checking account to save money? Here’s the deal…our Hometown Hype Checking is not your average account. It’s a rewards checking account where you can qualify to earn interest on balances up to $25,000 and receive up to $10 in ATM fee refunds. Account holders also receive access to BaZing, a discount platform with deals across the U.S, cell phone protection, roadside assistance, identity theft aid and more. Get HYPEd up to earn more and save with Your Hometown Bank!
- BALANCE & TRANSACTION ALERTS
Protect yourself from spending too much by utilizing alert preferences in online and mobile banking. These real-time alerts can send you any combination of an email, text message or in-app message when your balance falls below a pre-determined amount. Alerts can also be set up to notify you when a transaction is above a pre-determined amount. Receiving balance and transaction alerts can keep your spending top of mind and will help you make good financial decisions.
To activate alerts, visit your account from online or mobile banking and choose ‘Alert Preferences’.
- AUTOMATIC TRANSFERS & BILL PAY
Automating a deposit into your savings account is a great way to make a habit of investing. Select ‘Transfer’ from your online or mobile banking dashboard and choose ‘More Options’ to customize the frequency. In addition, our robust online and mobile banking platform allows you to customize the name of your accounts. For example, if you have labeled an account as your ‘house down payment’, you are less likely to dip into it for something else.
Setting up bill pay can ensure you pay your bills on time, avoid late fees and improve your credit…all saving your hard-earned dollars. To get started, select the ‘Bill Pay’ tab in Online Banking.
- CARD MANAGEMENT
The ability to temporarily lock your debit card with Fidelity Bank & Trust’s online and mobile banking is a convenient option and could save you money if your card is lost or stolen. It’s as simple as locating the ‘Card Management’ section on your dashboard in online or mobile banking. You can toggle the green radio button between active and locked for any debit card associated with your Fidelity Bank & Trust accounts. A locked debit card will temporarily suspend any transactions using the debit card number associated. You may also report your debit card as lost or stolen under 'Card Management' which will permanently deactivate your debit card and begin the process to reissue you a new one.
The Card Management feature is also a great tool to prep children for using a debit card when parents still want to enforce financial boundaries.
- CONNECT WITH US!
Sign up for emails or find us on Facebook, LinkedIn and YouTube to stay in the loop on financial education, tips, trends and even product specials (hint, hint: interest rates are rising so check out our CD specials).
