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Save With Fidelity Bank & Trust Christmas ClubThe Christmas Club at Fidelity Bank & Trust can make you the happiest elf come October and make Christmas shopping easier than ever. You can open an account any day of the year with as little as $25! The Christmas Club allows you to deposit funds, automatically or manually, into a savings account that we disburse in October. This account is a great way to make contributions to your gift-giving fund, yearly bills, or anything you want without putting a damper on your everyday budget.
The maximum deposit is $5,000 and the maximum account balance is $15,000. You cannot withdraw funds prior to disbursement. One account per household.
* Annual Percentage Yield (APY) accurate as of 10/20/25. Minimum opening balance of $25.00 to obtain APY. One account per household. Rate subject to change. When the account has a zero balance for sixty consecutive days, the account will automatically close. A deposit will reopen the account.